Dividend Rate: 1.25% APR* 1.26 APY**
Last Dividend declared 03/31/2008

Money Market Accounts
Dividend Rate:
3.25% APY**
Last Dividend declared 03/31/2008

Share Certificates (CDs) — Effective March 19, 2008
Share certificate rates are subject to change.
Minimum $500 deposit

Term in Months
APR*
APY**
6
3.35
3.39
12
3.55
3.60
18
3.65
3.70
24
3.75
3.80
36
3.85
3.90
48
3.95
4.01
60
4.05
4.11
Please call the credit union to hear about any current special certificate rates.

Loan Rates (as APRs) — Effective 12/31/07
Signature, Vacation, Christmas as low as 9.0%
Auto*
new (max. 72 mos.)
used (max 60 mos.)
*up to 100% purchase price
as low as 5.5%
Shares Secured Loan 6.0%
Fixed Rate Home Equity as low as 6.0%
Home Equity Line of Credit
(adjusted semi-annually)
Prime Rate
“Special Loan”***
(Up to $10,000)
as low as 6.5%
Reduce your rate by an additional .50% by making your payments automatically via your Wilmington Postal FCU checking account with direct deposit.
Loan rates subject to change
*Annual Percentage Rate
**Annual Percentage Yield
***Qualifying Conditions Apply. Limited Time Offer.
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