Dividend Rate: 1.10% APR* 1.105 APY**
Last Dividend declared 03/31/2009

Money Market Accounts
Dividend Rate:
2.00% APR*
2.02% APY**
Last Dividend declared 03/31/2009

Share Certificates (CDs) — Effective 3/18/09
Share certificate rates are subject to change.
Minimum $500 deposit

Term in Months
APR*
APY**
6
2.30
2.32
12
2.40
2.42
18
2.50
2.52
24
2.60
2.62
36
2.70
2.73
48
2.80
2.83
60
2.90
2.93
Please call the credit union to hear about any current special certificate rates.

Loan Rates (as APRs) — Effective 07/01/08
Signature, Vacation, Christmas as low as 9.0%
Auto*
new (max. 72 mos.)
used (max 60 mos.)
*up to 100% purchase price
as low as 5.5%
Shares Secured Loan 2.0% above dividend rate
Shares Certificate Secured Loan 3.0% above dividend rate
Fixed Rate Home Equity as low as 6.0%
Home Equity Line of Credit
(adjusted semi-annually)
Prime Rate
“Special Loan”***
(Up to $10,000)
as low as 6.5%
Reduce your rate by an additional .50% by making your payments automatically via your Wilmington Postal FCU checking account with direct deposit.
Loan rates subject to change
*Annual Percentage Rate
**Annual Percentage Yield
***Qualifying Conditions Apply. Limited Time Offer.
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